The NYC Medical Debt Relief Program wipes out medical debt for low-income New Yorkers.

There is no application process for this program. If your debt has been relieved, you will get a letter from RIP Medical Debt notifying you.

This program is run by the City and RIP Medical Debt.

RIP Medical Debt:

• Buys medical debt from health care providers and hospitals in New York City
• Identifies who is eligible for relief
• Notifies people whose debt has been erased

Over three years, the program is expected to wipe out over $2 billion in medical debt.

Eligibility

You may receive medical debt relief through this program if you:

• Have an annual household income at or below 400% of the Federal Poverty Line, or
• Have medical debt equal to 5% or more of your annual household income